Crypto banking group Sygnum has predicted that 2026 could mark a turning point for blockchain adoption. Thanks to clearer regulation in the United States and growing interest from sovereign states holding Bitcoin as a reserve asset, 2026 is expected to be a breakthrough year for tokenization and Bitcoin reserves. Sygnum reported that upcoming US legislations have the potential to provide the regulatory certainty that governments and financial institutions have been waiting for.
Proposed bills such as the CLARITY Act and a possible Bitcoin Act can bring a change to the global cryptocurrency industry. If passed, these new bills will encourage sovereign actors to treat Bitcoin as a legitimate treasury asset.
Big Year Ahead for Bitcoin
Sygnum predicts that at least three G20 or G20-equivalent economies could publicly add Bitcoin to their sovereign reserves as early as 2026. According to the report, “pragmatic” countries with “acute currency distress,” such as Brazil, Japan, Germany, Hong Kong, and Poland, could be the early adopters.
Japanese lawmaker Satoshi Hamada proposed a Bitcoin serve in December 2024, Germany’s opposition party submitted an official motion for a reserve in October 2025, while Poland’s former presidential candidate Sławomir Mentzen actively campaigned for a Bitcoin reserve.
If Bitcoin has a wider sovereign adoption, the premier cryptocurrency’s share of the market could rise from roughly 6% to 25%. Sygnum said it would imply a Bitcoin price in the $350,000 to $400,000 range.
However, industry experts believe that progress may be slower. Analysts note that recent tightening supply has been driven mainly by institutional investors rather than governments, and political constraints, including pressure from bodies such as the IMF, may limit large-scale sovereign adoption.
Beyond Bitcoin reserves, Sygnum also expects traditional finance to accelerate its use of blockchain infrastructure. By 2026, up to 10% of new bond issuance by major institutions could be tokenized at inception, benefiting from faster settlement and improved collateral efficiency.
