5 Best Crypto Cards You Should Consider

Crypto cards have become practical tools for everyday spending with digital assets. Instead of moving funds from exchanges to bank accounts every time you want to use your cryptocurrencies, crypto cards give you access to your digital assets immediately. These cards are issued by cryptocurrency exchanges, enabling users to make purchases or even withdraw fiat currency using their digital assets. 

In this blog, we will discuss the five best crypto cards, their fees, rewards, and more. 

Let’s begin!

Gemini Card

Gemini is a U.S.-based cryptocurrency exchange known for its user-friendly application, strong regulatory position, and robust security features. Among many of its features and services, Gemini also offers the Gemini Credit Card to its users. Powered by Mastercard, it is a true credit card that allows users to earn crypto rewards while building a credit history. 

The card is available in the US only, the Gemini card has no annual fees and offers multiple reward opportunities to users. The users can get up to 4% back on gas, 3% back on dining, and 2% back on groceries. It supports over 50 cryptocurrencies and has no foreign transaction fees. It can also be integrated with Google Pay and Apple Pay for seamless tap-to-pay use.

Coinbase Card 

Founded in 2012 by Brian Armstrong, Coinbase is the largest U.S.-based cryptocurrency exchange. With over 100 million users across 100+ countries, Coinbase is the world's biggest Bitcoin custodian, with $295 billion in quarterly trading volume. The platform supports over 290 cryptocurrencies and more than 400 trading pairs across futures and spot markets. It also offers state-of-the-art solutions, such as the Coinbase debit card, enabling users to utilize crypto holdings in their daily activities effortlessly.

Available to users in the USA, the Coinbase Visa debit card supports one fiat currency (USD) and eight cryptocurrencies, i.e., BTC, ETH, DOGE, XLM, DAI, AMP, ALGO, and RLY. The card has no purchase or monthly fee. With a spending limit of up to $2,500 per day, users can borrow funds and repay the company. Thanks to the collaboration with Visa, the Coinbase debit card is accepted by 40 million vendors globally.

Bybit Card

Bybit is a leading centralized cryptocurrency exchange, serving over 80 million users and boasting an average daily trading volume of more than $15 billion. The platform offers a wide range of trading opportunities, including up to 200x leverage, deep liquidity, and advanced features designed for both beginners and experienced traders. Beyond trading, Bybit offers innovative products such as the Bybit Debit Card, enabling seamless integration of crypto assets in everyday transactions. At the moment, the card is available in EEA and CH regions, AIFC, Australia, Brazil, Argentina, Mexico, and APAC.

At the moment, Bybit supports BTC, ETH, XRP, MNT, USDT, USDC, TON, and BNB. Users can enjoy between 2% and 10% cashback, depending on their Bybit VIP level. New Bybit debit card holders are eligible for a full 10% cashback within the first month. If they fund the card with at least 100 USDT (or equivalent in other cryptocurrencies), users can earn up to $150. The users will also become eligible for promos and can spend cryptocurrencies across five purchase categories, such as transportation, travel, restaurants, beauty & wellness, and fashion. 

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Binance Card

Binance is the world's largest crypto exchange by trading volume and needs no introduction. Launched in 2017, the exchange offers spot, margin, futures, and copy trading opportunities. It also gives users access to unique products such as the Binance NFT marketplace and the Binance Card. With no annual or issuing fees, the Binance card is delivered to your doorstep for free and gives you the confidence to spend your digital assets in your daily transactions. 

Important Reads: Binance Exchange Review

The card offers up to 3% cash back and allows the use of all digital currencies without having to convert them into fiat first. The card supports 14+ cryptocurrencies, including USDT, USDC, FDUSD, BNB, BTC, ETH, SOL, ADA, LINK, and XRP, for payments. The Binance card is powered by Visa and can be used at more than 60 million merchants worldwide. 

Crypto.com Card

Crypto.com is one of the most recognizable cryptocurrency exchanges in the world. Known as the world’s premier crypto trading platform, Crypto.com has over 150 million users worldwide and offers trading opportunities in 400+ cryptocurrencies. The Crypto.com Visa Card is among its flagship products, offering perks, rewards, cashback opportunities, and more. The platform charges a fee of $5.99 or up (depending on the tier level of the user) to get a physical visa card.

The Crypto.com card offers a wide range of features depending on the Level Up program. Based on the tier level, users can earn between 1% and 8% cashback. Other perks include airport lounge access, rebates on Netflix and Spotify, an unlimited rewards cap, up to 15% CRO Rewards on travel spending, and more. Users can enjoy up to $1,000 free ATM withdrawals along with other benefits. 

Final Takeaways

These are the five best crypto cards available to traders worldwide. Crypto cards bridge the gap between digital assets and daily transactions. They eliminate the hassle of converting crypto to fiat, offering convenience and rewards to the users. Whether you prioritize low fees, multi-currency support, or cashback, crypto cards by these cryptocurrency exchanges provide unique benefits tailored to different needs. 

FAQs

What is a crypto card?

A crypto card lets you spend your cryptocurrency like regular money, with the card automatically converting it at the point of purchase. 

Do crypto cards work everywhere?

Most crypto cards run on Visa or Master networks, so they’re accepted anywhere those networks are supported, subject to availability. 

Can I earn rewards with a crypto card?

Yes, many crypto cards offer crypto cashbacks or rewards based on your spending and car tier. 

Are there fees for using crypto cards?

Fees vary by provider and may include conversion fees, ATM charges, or foreign transaction fees. 

Is spending crypto taxable?

In many countries, spending crypto is a taxable event, but rules vary. It is best to check local regulations. 

Can I choose which crypto I earn as rewards?

Some cards let you choose your reward cryptocurrency, while others pay rewards in a fixed token. 

Are crypto cards safe to use?

Yes, they usually come with standard card security features such as transaction alerts, card freezing, and fraud protection. 

Can I use a crypto card for online purchases?

Yes, crypto cards work for online shopping just like a regular debit or credit card.

Can I withdraw cash using a crypto card?

Many crypto cards allow withdrawals, though limits and fees often apply. 

Can I hold fiat and crypto on the same card?

Several providers allow both fiat and crypto balances, letting you choose how you fund purchases. 

Are crypto card rewards paid instantly?

Some credit cards reward immediately after a purchase, while others apply them after transactions settle.